Privacy Policy
This Privacy Policy describes how GeneralInsurances.us ("we," "us," or "our") collects, uses, and protects information when you visit our website or call the phone number listed on it. By using this website, you agree to the practices described below.
Who We Are
GeneralInsurances.us is an independent insurance consultation service. We are not an insurance company, agent, broker, issuer, or underwriter, and we do not underwrite, issue, or bind insurance policies of any kind. Our website provides information about home, auto, and other lines of insurance and connects callers with licensed insurance professionals and third-party providers who can offer quotes and coverage.
Information We Collect
We keep data collection minimal. We do not use contact forms, email sign-ups, or account registration on this website. The information we may collect includes:
- Phone call information: When you call (888) 237-3953, we or our call partners may collect your phone number, the date and time of your call, and any information you voluntarily share during the call. Calls may be recorded or monitored for quality assurance and compliance purposes.
- Automatically collected data: Our hosting provider and analytics tools may automatically collect standard technical information such as your IP address, browser type, device type, pages visited, and referring website.
- Cookies: We may use basic cookies to understand website traffic and improve our site. You can disable cookies in your browser settings at any time.
How We Use Information
- To connect you with licensed insurance professionals, agents, or carriers who can assist with your insurance needs;
- To operate, maintain, and improve our website;
- To analyze website traffic and marketing performance;
- To comply with legal obligations and protect against fraud or misuse.
How We Share Information
When you call the number on this website, your call and the information you provide may be shared with or transferred to independent third-party insurance providers, agents, brokers, or carriers so they can provide you with quotes and services. We may also share information with service providers who support our website, call routing, and analytics, and with legal authorities when required by law.
We do not sell your personal information to unrelated third parties for their independent marketing purposes.
Telephone Communications
By calling the number listed on this website, you consent to speaking with us and/or our insurance partners regarding insurance products. Standard carrier charges from your phone provider may apply. We do not send marketing text messages or emails through this website.
Data Retention
We retain information only as long as reasonably necessary for the purposes described in this policy, or as required by applicable law.
Security
We take reasonable administrative and technical measures to protect information from unauthorized access, loss, or misuse. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
Children's Privacy
This website is intended for individuals 18 years of age or older. We do not knowingly collect information from children under 18.
Third-Party Links and Services
Our website or partners may reference third-party websites or services. We are not responsible for the privacy practices of third parties. We encourage you to review the privacy policies of any insurance carrier or agency you work with.
Your Rights
Depending on your state of residence, you may have rights regarding your personal information, such as the right to request access to or deletion of information we hold about you. To make such a request, please call us at (888) 237-3953.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Continued use of the website after changes are posted constitutes acceptance of the revised policy.
Important Disclosure
- General Insurances is an independent consultation service and is NOT an insurance provider, insurer, or underwriter.
- We do NOT underwrite, issue, or bind any insurance policies or coverage of any kind.
- All actual insurance products and coverage are provided solely by independent third-party insurance providers.
- Pricing, availability, and coverage terms vary by provider and individual circumstances. We make no guarantees regarding rates or approval.
- Our services are for informational and consultation purposes only and do not constitute licensed insurance advice in all jurisdictions.
- By contacting us, you agree to be connected with third-party providers who may contact you with information about their insurance products.
Contact Us
If you have questions about this Privacy Policy, you can reach us by phone at (888) 237-3953.